Real estate appraisal services for homeowners in the city of Denver and Denver County
The top 7 reasons why Colorado homeowners call on Metro Mountain Appraisers Inc.:
At Metro Mountain Appraisers Inc., we understand the special needs of a customer seeking appraisal services. While our usual clients understand the appraisal process and standard reporting formats, you as a consumer will get extra service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
For Sale by Owner/Pre-Listing ServicesSince you have an emotional attachment to your own house, it's often very hard to be objective about it. Professional appraisers, like the ones at Metro Mountain Appraisers Inc., are objective. We'll tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic selling price so your house will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your home is worth. Potential buyers assume that you have an emotional attachment to your house and will be more likely to give credibility to a professional appraiser's value assessment than yours.
Challenge Denver County's assessment of your propertyYour local tax assessor may have your home overvalued if you live in a region that's going down or not appreciating as much as other homes close to yours. That means you are going to pay more taxes than you should. The sooner you take care of things like this, the better, since your property assessment may likely go up again in the next period. When contesting your property tax assessment, getting an appraisal from Metro Mountain Appraisers Inc. is your #1 weapon.
Need to cancel PMI?PMI stands for Private Mortgage Insurance. A fashionable way to save money for homeowners is to get the PMI removed from their mortgage loan, thus saving them money on their monthly payments. Your monthly payments will go down once your mortgage loan is below 80% of the value of your property. In most cases you can apply to a lender to have the PMI canceled from your loan. At Metro Mountain Appraisers Inc., we're seasoned in helping folks just like you abolish unwanted and unneeded PMI insurance.
Recently got a freeze to your HELOC?If your house is near a declining area, your lender may just choose to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can be damaging to your credit score since it may appear as though that credit line is maxed out, and also difficult from a cash flow angle. Metro Mountain Appraisers Inc. can provide you with efficient appraisal that will help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesHave you just been handed a copy of your appraisal and you would prefer to have a veteran appraiser double-check it for precision or do you need a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from Metro Mountain Appraisers Inc. can go out and check the subject and comparables in question in a field review. If you're in a rush, we'll provide desk review and verify as many facts as we can, using online data sources as well as our own files.
We can also provide a retrospective review of any appraisal report you may have in your possession. While usually requested by banks, you may wish to employ this service if you suspect mortgage fraud related to your home.