profile picture

Metro Mountain Appraisers Inc. is your FHA certified appraisal company

The FHA maintains a list of approved appraisers for each state - Metro Mountain Appraisers Inc. is on the roster of approved appraisers for Colorado.  We're qualified and approved to do reports for FHA insured financial transactions. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Metro Mountain Appraisers Inc. is well-trained on how to follow the rules and regulations provided.

If you need an appraisal for an FHA loan, please contact us, and we'll be able to help you right away.

An FHA loan is insured by the Federal Housing Administration, a federal agency within the U.S. Department of Housing and Urban Development (HUD). The lending organization provides all the funds being borrowed - the FHA simply insures the transaction through mortgage insurance in case the borrower defaults on his or her loan. Low-income and moderate-income homebuyers benefit the most from FHA-insured loan programs. The purpose of the Federal Housing Administration is to help credit-worthy potential buyers get approved for mortgages that they otherwise would not. Remember that the lender approving a loan backed by the FHA is free to select the appraisal company with which they'll work, different from VA appraisal panel.

Typically, a buyer has to pay less of a down payment on an FHA-insured loan, while the rates remain standard market rates. FHA loan programs are incredibly beneficial to those purchasers with less available cash.